50k wfh or $75k in office?

 


50k wfh or $75k in office?

I am a 25 yr old making $50k wfh, eith an offer for $75k but full in person. No kids or significant other at home, so it does get boring at times. I know it’s a massive jump in salary but i’m hesitant just bc my current job was my first “real” corp job after graduating, and I am honestly afraid I might hate in person work. My current job has a “promotion track”lined up but it would most likely require me to go in person anyway, and moving to another state. Just looking for thoughts and opinions.


Jobadvisor:

This is a classic and very common dilemma, and it's great that you're thinking through all the factors. For someone in your position (25, no family obligations, bored at home, and early in your career), the $75,000 in-office job is very likely the better long-term move.

Here is a breakdown of the factors to consider, which strongly favor the higher-paying, in-office role for your specific situation.

---

## 1. The Financial Impact: $\$75\text{k}$ vs. $\$50\text{k}$

The $\$25,000$ difference is significant and likely outweighs the costs of an in-office job.

| Factor | $\$75\text{k}$ In-Office | $\$50\text{k}$ Work From Home | Difference (Annual) |
| :--- | :--- | :--- | :--- |
| **Gross Salary** | $\$75,000$ | $\$50,000$ | **$+\$25,000$** |
| **Estimated Take-Home** | Significantly higher (even after tax) | Lower | **$+\$15,000 \text{ to } +\$18,000 \text{ approx.}$** |
| **Commute Costs (Estimate)** | $-\$2,000 \text{ to } -\$5,000$ (gas/transit, maintenance, etc.) | $\$0$ | $-\$2,000 \text{ to } -\$5,000$ |
| **Work Wardrobe/Lunches** | $-\$1,000 \text{ to } -\$3,000$ (more office attire, buying lunch) | $-\$500 \text{ to } -\$1,500$ (less wear and tear, making lunch) | $-\$500 \text{ to } -\$1,500$ |
| **WFH Utility Savings** | (You pay 100% of utilities) | (May save some on gas/wear and tear, but spend slightly more on home utilities/internet) | **Negligible or slight cost to WFH** |
| **NET Financial Benefit** | **Still significantly higher** | | **$+\$10,000 \text{ to } +\$16,000$ (very rough estimate)** |

**The Bottom Line:** An extra $\$10,000$ to $\$16,000$ (or more) in your pocket annually is a "life-changing amount" for someone starting out, according to many professionals in a similar situation. Unless your commute is extremely long and expensive (e.g., more than an hour each way or over $\$20,000$ per year), the higher salary is a financial win.

---

## 2. Career Trajectory and Growth

This is arguably the most critical factor for someone who is 25.

| Advantage for In-Office | Explanation for a 25-Year-Old |
| :--- | :--- |
| **Increased Visibility** | Being physically present puts you in front of managers and executives, which is key for **promotions** and being considered for high-profile projects. This "face time" is a known factor for career advancement, especially early on. |
| **Faster Skill Development/Mentorship** | Working in-person provides more organic, on-the-spot opportunities to ask questions, shadow senior colleagues, and receive informal mentorship. This is invaluable when you are early in your career and still learning company-specific culture and best practices. |
| **Networking and Social Capital** | The office environment makes it easier to build deeper professional relationships. These connections are essential for finding future job opportunities and getting internal support. You mentioned being bored, and the office can provide the social interaction you're currently missing. |
| **Accelerated Pay Growth** | That $\$75\text{k}$ starting point sets a **new, much higher baseline** for all future job moves and raises. It is often faster to get a large salary jump by moving jobs than by waiting for internal promotions. |
| **Proactive Development** | The offer represents a concrete step up now, whereas your current job's promotion track is a future, uncertain commitment that may *also* require you to go in-person and move states anyway. |

---

## 3. Addressing Your Concerns

| Your Concern | Analysis and Reframing |
| :--- | :--- |
| **Fear of Hating In-Person Work** | This is a real possibility, but for your specific situation, it can be a positive step. You mentioned you get bored working from home. The office environment provides **structure, separation of work and home life, and social interaction**—all things that can combat boredom and isolation. Since you have no family obligations, you have the flexibility to adjust your personal routine (e.g., living closer to the office) to make the commute manageable. |
| **Leaving Your "First Real Corp Job"** | It is scary, but career growth often requires stepping out of your comfort zone. Leaving your first job is a crucial step in showing marketability and boosting your compensation. It's a sign of a healthy career progression. |
| **The "Massive Jump in Salary"** | Don't downplay this! The financial benefit is substantial. This extra money now can be put into savings, investments, or retirement accounts, which will grow significantly over your career due to compounding interest. |

---

## **Conclusion and Recommendation**

**You should strongly consider taking the $\$75,000$ in-office job.**

At age 25, with no significant reasons to be home all day and expressing a feeling of boredom, the benefits of the in-office role align perfectly with early-career goals: **Maximum income growth and accelerated professional development.**

You are already anticipating an eventual move to an in-person, out-of-state role with your current employer's "promotion track." The new offer simply lets you **start your next phase now at a higher salary.**

Before accepting, your only non-negotiable step should be to **thoroughly investigate the commute** and the **company culture** of the new job. If the commute is an absolute nightmare (e.g., $1.5$ hours each way), it could erode your job satisfaction. However, if it's manageable (e.g., under $45$ minutes each way), the career benefits will likely make the adjustment worthwhile.


Quit my job in corporate to go back to school for nursing. My life feels like a mess.


I 27f quit an extremely stressful corporate job in the financial sector to go back to school to become a nurse. In my corporate job, my boss practically put me on a PIP. I didn’t feel like the job was a good match for me, and honestly I was not sure where to go next. It felt like a dead end.

I spent the earlier part of my career working admin jobs to pay the bills while trying to break into creative marketing, corporate communications, branding, museum work (I worked at a museum in college), but nothing even remotely creative was successful.

I’m now taking my pre requisites for the nursing program and I’m surrounded by kids 10 years my junior. My classmates from college all have cool jobs by now, and I’m starting over.

My boyfriend dumped me because I went back to school, and I feel like nobody would seriously want me as an older student.

I don’t know if I made the right choice. My family all thinks I made the best decision, but it doesn’t feel like it at the moment.


Jobadvisor:

First off, take a deep breath. What you are describing is a huge life transition, and it's completely understandable why you feel like your life is a mess right now. You are doing something incredibly brave and challenging. The feeling of being "lost" is a very common, and very temporary, side effect of massive positive change.

You are not starting over; you are pivoting and building on the strength it took to leave an unfulfilling, stressful situation.


Reframe Your Career Change

You didn't "fail" at the corporate world or the creative sector; you successfully identified what wasn't working for you and had the courage to walk away from it.

  • Leaving the Stressful Job: Your decision to quit a job that put you on a PIP and felt like a dead end was an act of self-preservation. That job was stressing you out, and you prioritized your well-being. That's a success.

  • The Power of Your Past Experience: You have a range of experiences—corporate finance, admin, even museum work. Nursing is not just about clinical skills; it requires strong organizational skills, communication, problem-solving, and professional poise. You've built all of these, and they will make you a more capable and mature student and a better-prepared nurse.

  • A "Dead End" to a Clear Path: In your past career attempts, you weren't sure where to go next. Now, you have a defined, meaningful path with a clear goal (becoming a nurse) and high job demand. That certainty is a huge step forward.


Addressing Your Current Challenges

It's natural to feel insecure, especially after a break-up and a big change, but let's tackle these feelings with perspective.

1. The Age Gap in School

You are 27, not an "older student." You are a non-traditional student with life experience.

  • Your Advantage: You are taking these prerequisites seriously because you have a clear purpose and have paid for them with your own time and money. The "kids 10 years your junior" may be intelligent, but you likely bring superior focus, discipline, and maturity to your studies—qualities that often translate into better grades and stronger clinical performance.

  • Networking: Instead of comparing, focus on building professional relationships with your instructors. They are the ones who will write your letters of recommendation and serve as your future network.

2. The Relationship and Social Comparison

  • The Breakup: Your boyfriend ended things because you went back to school. That is a statement about his inability to support your ambition and life goals, not a statement about your worth or your decision. You are better off without a partner who can't handle a period of challenge and growth.

  • Your Peers' "Cool Jobs": Social media often presents a highlight reel. You're comparing your full, messy, behind-the-scenes life with their edited final cut. Your classmates might have high-status jobs, but they could be just as stressed and unfulfilled as you were in finance. You are pursuing a career that is intrinsically meaningful and purpose-driven. That's a "cool job" by any metric.


Why Nursing is a Good Match for You

You mentioned struggling to break into creative fields, but you went into finance and are now pursuing nursing. These are fields built on structure, precision, technical skill, and direct impact.

  • Direct Impact and Meaning: Nursing provides a level of direct, tangible impact and meaning that the corporate world often lacks. You will be using your brain and hands every day to solve real problems and help people.

  • Structure and Challenge: If your creative attempts were too nebulous, nursing offers a structured and constantly challenging environment. It requires high-level thinking, emotional intelligence, and organization, all of which you possess.

  • Your Family's Support: Your family's confidence in you is a sign that they see your potential for this new field. They know you better than anyone.

You have made a courageous, mature, and strategic decision to invest in a new, fulfilling future. The fear and messiness you feel is the unavoidable turbulence of a major transition, not a sign you made the wrong choice.

What is one thing you can do today to ground yourself and acknowledge your progress, even if it's something small? (e.g., look up a cool nursing specialty, treat yourself to a study snack, or successfully complete a challenging assignment).


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