Deciding to leave your job is a big move, but rushing out the door without a plan could cost you financially. Before you submit your resignation, take strategic steps to ensure you don’t miss out on earned benefits, bonuses, or other financial perks. From reviewing your compensation to securing future stability, these practical actions help you exit smartly and safeguard your wallet. Here’s a guide to key moves to make before you quit in 2025.
Why Preparation Pays Off
Quitting impulsively might mean forfeiting unused vacation pay, unclaimed reimbursements, or vested retirement funds. By planning ahead, you can maximize your earnings, tie up loose ends, and transition to your next chapter with confidence. These steps blend financial savvy with professional polish, ensuring you leave nothing on the table.
Sample Action: 1. Review Your Paid Time Off (PTO) Balance
Check your company’s policy on unused vacation, sick days, or personal time. Many employers pay out accrued PTO upon resignation, but rules vary—some require you to use it before your last day, while others forfeit it if not claimed. Log in to your HR portal or ask your manager to confirm your balance and payout terms. Cashing out this benefit could add hundreds or thousands to your final paycheck.
The Checklist at a Glance
Key actions include assessing bonus eligibility, maxing out retirement contributions, and submitting outstanding expense reports, among others. Each step ensures you capture every dollar you’ve earned, from stock options to health benefits. Take time to plan—your financial future will thank you.